@joeo10 @kdfrawg it is. Best to know now than when go to sign papers.
Turns out a good friend and former flight student of mine works for the same farm credit/co-operative place in the office where we the land. He's going to run some numbers for us to give us an idea of what the monthly payments will be.
The interest rate there is higher than a regular bank but their closing costs are less and they pay dividends out every year to loan holders. They're a co-operative operation so when we take the loan out we become members of the co-op (shareholder, basically) which is why we get money back every year. (Typically 22-27% of interest paid)
Plus, they keep all loans and mortgages in-house which is another plus.